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Common Closing Questions

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4 min read

I’ve signed a contract to sell my house, now what?

One of the most frequent questions we have once a property is under contract relate to closing. Throughout time closing procedures change, and if you haven’t sold a house recently you may be unfamiliar with the process. We have put together a list of the questions we get asked the most with an explanation.

Do I have to come to the title office?

No, we can arrange for a mobile notary service to meet you at work, home, or anywhere really. You do not even have to be in the same state for this to be arranged.

The mobile notary will typically be scheduled only a couple of days before the closing. If you will be needing a mobile notary just make sure to mention it to the title company once under contract and they can make a note to set you up with one once a closing date is set. The notary will meet you with all the documents you need to sign, and then get them back to the title.

What do I need to bring with me?

The escrow agent or mobile notary will need a photo ID for every person who needs to sign. Also, there is a form you will sign at closing to let the escrow agent know your bank routing and account number for you to receive your payment straight to your bank account. If you would prefer a check this is an option as well. 

Who has to sign?

Any person listed on the title will need to sign at closing. Sometimes this is both husband and wife, or sometimes multiple heirs. The title company will let you know far in advance who all will need to be present at closing.

Will both Buyer and Seller close together?

No, typically the home buyer and seller do not sign to close at the same time. Often times one of the parties will be using a mobile notary. We buy properties all over the Metroplex and due to scheduling restraints, the buyer and seller most likely will not be at the table at the same time. This is good news for you. It means we can schedule the closing around your schedule!

How do I get paid?

If you chose a wire, it typically funds once both parties have signed, if done before the wire cutoff time. If the final person to sign do so after the cutoff time then it will just fund the very next business day.

Keep in mind that if you have signed with a mobile notary your documents will be sent via FedEx overnight to the title company the next day. The transaction will not fund until the day after those docs have been finalized.

Typically the best way to receive payment is through a direct bank to bank wire. This is the fastest and safest way to receive payment. Paper checks can be lost in the mail or accidentally lost or destroyed by you, also your bank will typically put a hold on a check in a large written amount. A bank to bank wire is the best way to receive payment, however, if you prefer you can still receive a check with your funds on it. This decision is entirely up to you.

How long does closing take? 

Typically a closing will take about 15 minutes. The escrow agent will sit down with you and go over all the docs as you sign. Once everything is signed, you are all done!

Get More Information on How To Sell Your Home

Selling a property in today’s market can be confusing. Connect with us on social media or contact us with any questions.

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